Everyone knows boating is fun, but some people who are interested in taking it up hold back because of myths they have heard about boating. In fact, boating is easy, flexible and affordable, so I am going to discuss a few of those myths and separate fact from fiction.

MYTH: Boating is expensive. It\'s not. In fact, it probably costs less to buy and operate a boat than you think. Following are a few examples: $10,000 to $18,000 is the average price for a 17- to 19-foot outboard-powered family runabout. $6,000 to $9,500 for the average aluminum fishing boat with outboard motor or cottage sailboat. Most boats with a selling price above $5,000 can be financed. Many banks, financial institutions and credit unions provide financing for boats. Local boat retailers also provide customized boat loan programs through arrangements with boat manufacturers or local banks. Finally, check boating magazines for financiers\' advertisements. Interest rates have continued to be affordable.

MYTH: Boating takes up time I can\'t afford. It\'s true. Like never before, everyone is so . . . busy. But boating is totally flexible - your family can use a boat as much or as little as you wish. Your boat is ready to go whenever you are. That means you can mesh your boating fun with your busy schedule. Try that with a ball game, soccer league or tee-off time at a golf club. Spending time with your family on a boat really is quality time. Activities on the water can include fishing, water-skiing, tubing and much more. Sharing the fun with friends makes it even better!

MYTH: There\'s too much involved in maintaining a boat. With today\'s technology, there is very little maintenance required. All it takes is filling it up with gas - just as you do with a car - and some preventative maintenance your dealer will do at a minimal cost. Before a boat is stored for the winter it requires an oil change and cleaning - that\'s it!